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Konul is a 31-year-old woman who has been breeding cattle for the last 5 years. She sells milk and dairy products to the local people. She is married and has one daughter. Konul is an IDP (internally displaced person) and lives in the Bilasuvr IDP Settlement. Her monthly income from milk and dairy product sales is 300 AZN. She would like to expand her business and purchase one dairy cow and cattle. Milk and other dairy products are the most popular products among Azerbaijani people and are in very high demand. Konul applied for 1000 AZN loan to cover market demand as well as to improve the life conditions of her family. She promises to pay back on time without any delays.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Konul to purchase one dairy cow and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 10, 2011
Nov 11, 2011
Currency Exchange Loss:
Jan 15, 2013