Samangul is a 34-year-old poultry breeder. She is an internally displaced person (IDP) and lives with her husband and four children in Bilasuvar IDP Settlement. She has 5 years of experience in poultry breeding. She breeds goose, chicken and turkey, depending on the season. In winter, goose is the most popular poultry; in spring and autumn turkey is the most popular, and chicken is popular throughout the year. Her business generates a stable income of 140 AZN per month, but this is too low for her big family. She applied for a 1200 AZN loan to purchase more poultry in order to meet market demand and improve life conditions for her family. This will be her second loan from AqroInvest and she has a good client history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.