Chho is 36 years old and a diligent woman who lives in Ornlong Veng district, Siem Reap. To earn a living, she has to walk around the commune to buy recycled materials from the villagers, and then she resells them again for a profit to the recycled material industry. From this simple business, she normally generates an average of $4 per day to cover her household expenses. Chho has 4 children who live under her care and who she provides for. This is Chho’s first loan with Kiva. She has requested it to use as capital for the purchase of recycled materials. She hopes that this loan will help her make additional profit from this business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.