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Nerva
Nerva is 46 years old and a friendly, honest, and determined woman. She is a single mother of a 13-year-old son. Nerva works hard day after day so that she can provide him the best. She has her own home where she looks after her mother in addition to her son. Nerva’s work involves managing a grocery store where she sells basic necessity products such as sugar, rice, detergents, milk, vegetables, and other items. Her business is located in her home, which is situated on one of the busiest streets in the city. Nerva has been in business for two years, which is enough time to gain the affection of her customers. She provides them a great amount of attention and, above all, excellent service. Nerva is doing well. The income from her store is designated for savings while the salary she earns from her job is used for the household expenses. She hopes to expand her business so that she can have more income.


This will be her sixth loan with the MFP organization. Until now, Nerva has always done well and expects to remain punctual with her payments. She achieved good results with her last investment. Since she has reached a new stage in her group, Nerva has greater expectations. The amount she requested will be used to buy products for her store in greater quantity. This will enable to get a lower price on items such as sacks of sugar, rice, cases of milk, and other necessary products that sell on a daily basis.

View original language description ↓
Nerva, de 46 años, es una mujer amable, honesta y muy luchadora. Es madre soltera de un hijo de 13 años, por quien día a día trabaja mucho para brindarle lo mejor. Ella tiene una casa propia en donde también ve por los cuidados de su madre y de su hijo. El trabajo de Nerva consiste en la venta de productos de primera necesidad en su bodega, ella posee una tienda de abarrotes, ahí vende azúcar, arroz, detergentes, leches, verduras y más. Su negocio esta ubicado en su casa, en una calle muy concurrida de la ciudad. Tiene dos años trabajando de está manera, tiempo suficiente para ganarse el cariño de sus clientes, ya que con ella reciben una buena atención y sobre todo un excelente servicio. Le esta yendo bien, ya que los ingresos de su bodega son para los ahorros, mientras que percibe ingresos en un trabajo que es del estado y estos son derivados para los gastos de su casa. Espera mas adelante agrandar su negocio y así tener mejor ingresos. Este será el sexto crédito con la institución MFP, hasta ahora le fue siempre bien y espera poder seguir siendo puntual en sus pagos. La ultima vez invirtió en su negocio y le dio buenos resultados, es por eso que esta vez esta con bastante expectativa es esta nueva etapa en su grupo.Con el monto solicitado, comprará productos para su bodega ya que si compra en mayor cantidad le darán a menor precio, comprará algunos sacos de azúcar, arroz, cajas de leche y otros productos mas necesarios y que salen a diario.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Nerva to buy sacks of sugar, rice, cases of milk, and other products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 6, 2011
Listed
Nov 7, 2011
Currency Exchange Loss:
Possible
Ended:
May 15, 2012