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Khabibulla is 57 years old, married and has three children. He is an electrician and used to work at the local power plant. Unfortunately, his salary was not sufficient to cover his family's expenses, and Khabibulla decided to start his own business of reselling seeds. Having started with a capital of 10,000 som (KGS), Khabibulla was able to develop his business to have a monthly income of about 20,000 som. In order to further broaden his merchandise assortment and expand his retail space, Khabibulla requested a loan in the sum of 120,000 som (KGS) from the "Bai-Tushum and Partners" company. He plans to invest the expected profit into the development of his business.
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Хабибулле 57 лет, женат и имеет троих детей. Хабибулла – электрик по специальности и работал на местной электростанции. Но, к сожалению, зарплаты не хватало на покрытие расходов семьи и Хабибулла решил заняться собственным бизнесом в перепродаже семян. Начав со стартовой суммы в 10,000 сом (KGS), Хабибулла смог развить бизнес с ежемесячным доходом около 20,000 сом.
Для дальнейшего увеличения ассортимента представленного товара и расширения торгового места , Хабибулла обратился в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS). Планируемую прибыль Хабибулла намерен вложить в развитие своего бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 92
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,742,650
    Funds lent in using Kiva
  • 45.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Khabibulla to broaden merchandise assortment and expand retail space.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 31, 2011
Nov 8, 2011
Currency Exchange Loss:
Aug 15, 2012