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Naseem's Group
In this Group: Naseem, Irshaad Bibi, Bashiraan Bibi, Eshrat Bibi, Shazia Irfan, Muniraan Bibi, Anweri Begum
Naseem has studied till 8th standard. She is an embroidery and sewing expert and prepares beautiful looking clothes. Due to her good quality work she receives regular orders every month. Besides her embroidery business, Naseem also performs her duties as a housewife very well. Her husband is a driver by profession and provides transport services to his passengers.

Naseem has given birth to 3 sons and a daughter. Her eldest son is 31 years old and runs a betel leaves and cigarettes selling shop. He also contributes to his family financially from his earnings.

She has applied for a loan from KIVA partner Asasah for the further expansion of her son’s business. With the loan investment, he will buy betel leaves and cigarettes of different brands that will help him in improving his sales and profits. He has been operating his business for the past many years and Naseem is hopeful that his business will improve after the loan investment, and that she will be able to save some profits for his marriage in the near future.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 476
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 86.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,625 loan helped a member to buy betel leaves and different brands of cigarettes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 3, 2011
Nov 11, 2011
Currency Exchange Loss:
Oct 15, 2012