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Elmira
Elmira is 43 years old, married and has six children. Elmira is a biology teacher, and has worked at a school in the city of Naryn for 19 years. As a goal-oriented and hard working person, Elmira has passed on her love for learning to her children, four of whom have university-level degrees. In search of additional income to support their family, Elmira and her husband started a business, breeding and selling animals. Initially, they invested a sum of 25,000 KGS in 2001. Today, Elmira's farm consists of two cows, sixty sheep and ten goats, bringing in a total income of 4,000 KGS per month. To further expand their farm, Elmira has turned to Bai Tushum and Partners, for a loan of 100,000 KGS, to purchase a bull and sheep. Elmira plans to use the profits gained from investing the loan to build an additional barn for the animals.
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Эльмире 43 года, замужем и имеет шестерых детей. Эльмира – преподаватель биологии и работает в школе г. Нарын уже в течении 19 лет. Будучи целеустремленным и трудолюбивым человеком, Эльмира смогла привить любовь к обучению своим детям, четверо из которых получили высшее образование. В поисках дополнительного источника финансирования для своей семьи, в 2001 году Эльмира с мужем начали свой бизнес в разведении и перепродаже скота, вложив при этом начальную сумму 25,000 сом (KGS). На сегодняшний день, хозяйство Эльмиры насчитывающее 2 коровы, 60 овец и 10 коз, приносит ежемесячный доход в сумме 4,000 сом. В целях дальнейшего развития своего хозяйства, Эльмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку бычка и овец. Доходы от кредита Эльмира планирует направить на пристройку дополнительного сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 134
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,264,125
    Funds lent in using Kiva
  • 45.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Elmira to purchase a bull and sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 12, 2011
Listed
Nov 7, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013