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Muniraan's Group
In this Group: Muniraan, Karimaan, Anwer Bibi, Robina Bibi, Rafia Bibi
Muniraan has applied for a loan from KIVA partner Asasah for her husband who is an embroidery expert. He is very skilful and has been operating his business for many years.

With the loan, he will buy embroider material such as beads, patterns and colored threads in bulk quantity that will allow him to make beautiful looking embroidered clothes and increase his profits.

Muniraan is very supportive. She is a responsible housewife. She also does clothes sewing and embroidery work to financially assist her husband. She receives a good number of orders every month from her community clients and earns reasonably good profits.

She is a mother of 3 daughters and 3 sons. Only 2 of them are able to attend school and get their education. She is a very hopeful that an investment will help her husband improve his business and increase his profits.

She is a regular loan user of Asasah and this is her 2nd loan application. In a previous loan year, she proved herself as a responsible client by paying her installments on time and by attending every meeting.

Note: “In the photo, the lady holding a book (called Asasah Passbook) is Muniraan”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 305
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Muniraan's Group's $1,050 loan helped a member to buy embriodery material such as beads, patterns and colored threads.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 2, 2011
Nov 11, 2011
Currency Exchange Loss:
Oct 15, 2012