Teodosa Lucia is single and works buying and selling pottery which is a family owned business, and she has diversified her activities by selling tortillas in a little grocery store, according to the season.
One of her necessities is to buy ceramic merchandise such as flowerpots, birds, flower vases, and other items, as she travels to Costa Rica to sell in the summer season, starting in November, in order have the opportunity of doing business through the rest of the summer months. [Late November through April is known as summer in Costa Rica.] This is the reason she visited Ceprodel in order to ask for a loan in order to continue doing business, meeting the demand, and to obtain the funds for the well-being of her family. She has five years experience doing this, and has had good results in sales.
La señora Teodosa Lucia es soltera y se dedica a la actividad de compra y venta de cerámica de barro, con la que ha desarrollado su familia y ha diversificado sus actividades económicas como, venta de una pequeña pulpería y de tortillas las que son combinadas por las épocas del año.
Una de las necesidades que atraviesa es la de comprar la mercadería de la cerámica como: Maseteras, Pájaros Jarrones Etc., ya que ella viaja a costa rica a vender en la época de verano siendo la fecha inicial en este mes de noviembre la oportunidad de negocio lo que es el resto del verano, Por eso visitó Ceprodel para ser beneficiada con un crédito para seguir comercializando, satisfacer la demanda y obtener los ingresos para el bienestar de su familia, ya que esta actividad la ejerce desde hace 5 años, teniendo buenos resultados en sus ventas.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.