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Iris Beronica
Iris Beronica, age 38, lives in the rural village of Omoa, Cortes. She is the single mother of three children; ages 8, 14, and 18.

Iris is a very hard-working and well-known person in the village. She has had her grocery store (sells basic needs items like basic grains, meat, sausages, soft drinks, and churros, etc.). She also makes and sells bread, and this generates other income. She works in her business full time from 7:00 a.m. until 8:30 p.m.

She started her business activity with her own capital. Then she got a loan from another institution in order to buy products. She currently requested this loan from ODEF in order to increase her products by purchasing basic grains, sausages, meat, and soft drinks, etc. Her grocery store is frequented often by her neighbors, and her sales have increased.

She makes sacrifices in this business in order to support her children’s education. She does this because she does not receive help from anyone else.
View original language description ↓
Iris Beronica, tiene 38 años de edad, una aldea rural de Omoa, Cortes, es madre soltera, tiene 3 hijos de 8,14 y 18 años de edad.
Doña Iris es una persona muy trabajadora y conocida en la aldea, tiene 7 años de tener una pulpería(venta de productos de la canasta básica familiar, como granos basicos, carnes, embutidos, refrescos, churros, etc.), ademas elabora y vende pan, de donde genera otros ingresos. A su negocio le dedica tiempo completo desde las 7:00 a.m hasta las 8:30 p.m.
Inició esta actividad con capital propio, luego hizo un prestamo con otra institucion para invertir en productos. Actualmente solicitó este préstamo a ODEF para incrementar sus productos en compra de granos básicos, embutidos, carnes, refrescos etc.Ya que esta pulpería es muy visitada por sus vecinos y han incrementado sus ventas.
Se sacrifica con este negocio para apoyar a sus hijos con la educación, porque no recibe ayuda de nadie mas.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,801,600
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Iris Beronica to buy basic grains, sausages, meat, and soft drinks, etc.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 31, 2011
Nov 7, 2011
Currency Exchange Loss:
Nov 17, 2013