Check out other loans that are currently fundraising!
Eveling Violeta

Update on Eveling Violeta

Doña Eveling continues in her business of selling clothing and cosmetics. At the same time, she rents out rooms since they are a great help in covering her expenses.

The loans have enabled her to grow because she can make improvements to her rental rooms. With her previous loan, she was able to make progress on the security wall around her large piece of property. Only a small portion is still covered in zinc sheets.

Eveling has purchased materials using the profits from her sales and the help of remittances from her children who continue to work in Costa Rica. However, she has postponed the continuation of the security wall so that she can build another room to rent. She will finish the wall later even though it is a high priority. Her goal is to have more income for when her entire family returns to Nicaragua so that she can cover the expenses.

View original language description ↓
Doña Eveling, sigue en el comercio de sus venta de ropa y cosmetico, asi mismo con el alquiler de cuartos, en donde ha sido de gran beneficios para solventar sus gastos.
Y que es atraves de los pretamos que ha venido creciendo, al poder darle un mejor acondicionamiento a los cuartos de alquiler, con su credito anterior logro abanzar banstante con el muro ya que es grande el terreno, solo una parte pequeña quedo forrada con zinc ya.
Tiene material comprado, de la ganancias des sus ventas y ayuda de remesas de sus hijos, que siguen laborando en Costa Rica, pero que no continuo el muro, ya que lo hara despues, ya que su objetivo es la construccion de otro cuarto, para alquiler y luego terminar el muro, que tambien es de gran pioridad. Ya que su meta es poder tener mas ingresos, para cuando su familia regrese totalmente al pais, y solventar los gastos.

Previous Loan Details

Eveling is a hard-working woman who is in the business of selling beauty supplies. She also rents a room in her house, an activity that provides her with a regular income that helps pay for household expenses. She started her business years ago and now her husband, who gave her the initial cap... More from Eveling Violeta's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Eveling Violeta to build another rental room in her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 28, 2011
Nov 6, 2011
Currency Exchange Loss:
Dec 15, 2012