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Bidossessi Group
In this Group: Opportune, Marceline, Natacha Justine Minssè, Damienne, Philomène*, Hélène, Yvette, Philomène, Pauline, Ablawa Charlotte, Virginie, Adjoua
* not pictured
The Bidossessi group consists of twelve people living in the same neighborhood. The representative of the group, named Damienne, is the one whose hand is raised in the photo.

Damienne is 52 years old and the mother of two children, both attending (or having attended) school and living under her care. She interrupted her own education at high school level.

For the past ten years, Damienne has been selling clothing fabrics through the distribution system. This allows her to easily meet her children's various needs and also to support herself. Damienne gets her supplies in Benin and from neighboring Togo.

This is the second time that Damienne and the other members of the Bidossessi group have sought a credit loan from Alida. This loan will allow them to strengthen their business activities and increase their working capital in order to better meet the needs of their customers.
View original language description ↓
Le groupement BIDOSSESSI est formé de douze personnes qui vivent dans le même quartier. La représentante de ce groupe, nommée Damienne est celle dont la main est levée sur la photo. Damienne est âgée de 52 ans, et est mère de deux enfants, tous scolarisés et à sa charge. Damienne a arrêté l'école au cours secondaire. Depuis une dizaine d’année, Damienne vend des tissus par le système de distribution ; ce qui lui permet d'assurer sans difficulté les diverses charges de ses enfants et de subvenir à ses besoins. Damienne s'approvisionne au Bénin et au Togo. C’est la deuxième fois que Damienne et les autres membres du groupement BIDOSSESSI sollicitent un crédit auprès de ALIDé. Ce crédit leur permettra de renforcer leur activité et d'accroître leur fonds de roulement, afin de mieux répondre à la demande de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 475.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bidossessi Group's $1,575 loan helped a member buy fabrics.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Nov 16, 2011
Currency Exchange Loss:
Jun 15, 2012