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Victor Manuel
Victor is 41 years old and married. He lives with his wife and three children; age 5, 13, and 17, in the San Francisco de Yojoa village. The children attend school.

Victor and his wife help each other. For 20 years they have devoted themselves to growing corn, beans, and cacao. They sell the grain at each harvest. They work at this business activity all day, every day. He has been doing this since he was a young boy because his parents are farmers. They have an area of cultivated land that is two “manzanas” (a land measurement unit equivalent to 7000 square meters or 1.728 acres). This production is sold to grain buyers who come to his house to purchase the grains. When there is abundance in the area he takes it to the market to sell.

The loan that he requested is to invest in growing corn and for the preparation and maintenance of the land. He makes his efforts in order to support a better standard of living and for his children to continue their education.
View original language description ↓
El Sr. Victor, tiene 41 años de edad, tiene 15 años de casado, vive en una aldea de San Francisco de Yojoa, junto a su esposa y 3 hijos, de 5, 13 y 17 años, quienes estan estudiando.

Don victor y su esposa se ayudan mutuamente y tienen 20 años de dedicarse a la agricultura al cultivo de maiz, frijol y patastillo, y vende el grano en cada cosecha. A esta actividad le dedica todo el dia y todos los dias. Esta actividad la realiza desde niño, porque sus padres son agricultores. ellos tienen un area de terreno cultivado como de 2 manzanas.y esta produccion es vendida a compradores de granos que llegan a su casa a comprarlo, y cuando hay abundancia en la zona, le toca sacarlo hacia el mercado para la venta.
El prestamo que solicito es para invertir en el cultivo de maiz, en preparacion de tierra y mantenimiento.
Sus esfuerzos son para mantener un nivel de vida mejor y que sus hijos continuen estudiando.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Victor Manuel to grow corn and to the prepare and maintain the land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 31, 2011
Nov 6, 2011
Currency Exchange Loss:
Nov 15, 2012