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Rafayil is only 23 years old, but already has 10 years of experience in cattle breeding. From a very young age, he helped his father look after their herd of cattle by taking them out to pasture and making sure that they were fed. Now he has his own herd and earns an income of 300 AZN a month. He would like to expand his business so that he can one day build his own house. To make that possible, he is applying for a loan for 1,100 AZN to buy three new cows and fodder for them to eat.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Rafayil to buy three cows and fodder for them to eat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Nov 10, 2011
Currency Exchange Loss:
Oct 15, 2012