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Zubaida's Group
In this Group: Zubaida , Zainab Bibi, Kosar Parveen, Rukhsana Bibi, Haleema Bibi, Yasmeen
Zubaida is married and is 49 years of age. She is a housewife and performs her household duties by staying at home. Zubaida is the mother of an 18-year-old son who does a job.

Her husband has been involved in a Punjabi food restaurant for the past eight years through which he sells traditional local food (daal chawal and roti, made with lentils and served with rice and bread) at reasonable rates. The quality of food he offers is very good and he earns a good income from his business.

She has applied for a loan from Kiva partner Asasah for the further expansion of her husband's restaurant business. With the loan, he will buy required ingredients like lentils, rice, spices, cooking oil and flour for making food in larger quantity to provide better quality food to his clients.

Zubaida is very hopeful that this will be a productive investment for her husband and it will increase his profits.

She is a regular loan user of Asasah and this is her second loan application. Previously, she has established a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 366
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zubaida's Group's $1,350 loan helped a member to buy required ingredients for the restaurant business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 2, 2011
Nov 10, 2011
Currency Exchange Loss:
Oct 15, 2012