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Mrs. Chann and her husband are in the same business, cultivating rice crops for their livelihood. Chann is 52 years old now and has got 10 children. Three of her children live independently with their new families. However hard this couple strives to work on their farm, they are able to earn only a low income of $2.00 per day to support the whole family. Because of this tough situation, three of her daughters decided to quit studying and start work as garment factory workers like other villagers in order to help their parents.

Chann has a pond next to her house. She made it for water but this year she intends to raise some fish there for more income. Now she is taking out a loan from Kiva to use on her farming business and buy some small fish to raise. She hopes that she’ll be able to expand her fish raising business and earn a better income from it in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 317
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Chann in her farming business and will allow her to buy some small fish to raise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Nov 10, 2011
Currency Exchange Loss:
Nov 16, 2012