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Thorn is a 49-year-old married woman who lives in a suburb area of Phnom Penh city.

She has spent most of her life in cultivating rice crops on her own farmland. Her husband runs a motorcycle taxi in and around the city of Phnom Penh. This couple has given birth to 10 children. Currently, six of her children are single and live with her in Reussey Keo commune. It’s quite a big family and it’s hard for them to improve their standard of living.

Thorn will use the $400 loan from HKL and Kiva for her farming business to buy seeds, fertilizers and insecticides.

In the future, Thorn hopes to provide her children a good standard of living and support their educations well.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 291
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Thorn to buy seeds, fertilizers and insecticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Nov 10, 2011
Currency Exchange Loss:
Jul 15, 2012