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Ana Maria

Update on Ana Maria

The member includes among her business activities the sale of quinoa grains, at other times and to order the sale of pots and blankets. She usually sells beauty products by catalogue throughout the year. The member is a hardworking woman and wants to save money to invest in her child's education and be able to give the child a better quality of life. This time she wants the loan to invest in buying quinoa grain in bulk by the quintal (1 quintal equals 100lb), blankets for retail sale and pots to sell in December.
View original language description ↓
La socia tiene entre todas sus actividades la venta de quinua en granos, en otras ocasiones y a pedido venta de ollas, venta de frazadas y normalmente se dedica a la venta de productos de belleza por catalogos todo el año, la socia es una mujer muy trabajadora y desea poder ahorrar dinero para invertir en la educación de su hijo y poder darle mejor calidad de vida, ella en esta ocasión desea el prestamo para invertir en la compra de granos de quinua al por mayor por kintales, en la compra de frazadas para la venta al por menor y en la compra de ollas para la venta en el mes de diciembre.

Previous Loan Details

Ana María is 38 years old and assumes the role of both mother and father to her son. She lives in the city of Cusco. Ana María begins her work at 6am at her business located on a strategic corner where many people pass through. Nearby are an interprovincial travel agency, an intermediate schoo... More from Ana Maria's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,884,300
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ana Maria to buy quinoa in bulk, blankets for retail sale and pots to sell in December.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 25, 2011
Nov 14, 2011
Currency Exchange Loss:
Mar 15, 2012
This photo was used before for a previous loan for Ana Maria. It was first posted on Kiva on Mar, 2011. Learn More