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Delia

Update on Delia

This member continues with her business of buying and selling clothes. She acquires the clothes wholesale and the sells them at one of the most well-known markets in the city. She also brings in children’s clothes as well as those for adults.


On this occasion, the member is requesting a loan to invest in the purchase of wholesale clothing since the Christmas holidays are approaching. She wants this loan so that she can invest in seasonal clothing for children and adults.

View original language description ↓
La socia continua con el negocio de compra y ve ta de ropa ella trae ropa al por mayor y vende en uno de los mas conocidos mercados en la ciudad, ella también trae ropa para niños y adultos en esta ocasión la socia requiere el prestamo para invertir en la compra de ropa al por mayor ya que se vienen las fiestas navideñas y desea el prestamo para invertir en la compra de ropas de temporada para niños y adultos.

Previous Loan Details

Delia is 42 years old and assumes the role of both father and mother to her five children. She was born in the city of Cusco and still lives there to this day. Delia is a hardworking and enterprising mother who succeeds on behalf of her family. She has a small clothing stand at an informal mar... More from Delia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Delia to buy seasonal clothing for children and adults.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2011
Listed
Nov 5, 2011
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2012
This photo was used before for a previous loan for Delia. It was first posted on Kiva on Mar, 2011. Learn More