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Inmaculada Concepcion De Yungaqui Ii Group
In this Group: Felicitas, Nelly, Vilma, Angelica*, Henry, Gregoria, Yolanda Neftali*, Jaquelin, Roxana, Cecilio
* not pictured
The members belong to the Inmaculada Concepción D. Yungaqui II communal bank, located in the district of Anta, in the province of Anta and department of Cusco.

The member is Felicitas. She is 41 years old and married with two children. She works in agriculture; she has a business buying and selling livestock and she also has plot of land where she grows corn, potatoes, quinoa, and carrots. She sells both the livestock and the crops in different markets in the district of Anta. She works from 5:00 a.m. until 6:00 p.m.

Felicitas wants to get ahead with these businesses. She wants to expand and improve her farming business and her business buying and selling livestock.

Felicitas is requesting the loan to buy livestock and to buy seeds and fertilizer for her land.

The other members work raising guinea pigs, selling dairy products, running a grocery store, selling corn, selling firewood, and selling animals.

The two members who are attached to the group photo were interviewed later because they had permission because of work.

Felicitas is grateful to everyone who is part of this dream by way of this loan, and she is committed to making her payments by the established deadline.
View original language description ↓
Los socios pertenecen al banco comunal “INMACULADA CONCEPCION D. YUNGAQUI II”; Este banco se ubicada en el distrito D. Anta, perteneciente a la provincia D. Anta y departamento D. Cusco.

La socia es la Sra. Felicitas; ella es casada y tiene 41 años y tiene 2 hijos; La socia trabaja con su negocio D. agricultura, ella se dedica al negocio D. compra y venta D. ganado y también es propietaria D. un terreno D. cultivo donD. siembra maíz,papa,quinua y zanahorias, ella tanto los ganados como los productos lo venD. en las diferentes ferias que existe en el distrito D. Anta, la socia trabaja desD. las 5:00 a.m hasta las 6:00 p.m,por medio D. estos negocios la socia quiere salir adelante, la socia quiere ampliar y mejorar el negocio D. agricultura y negocio D. compra y venta D. ganados. La socia solicita el préstamo para comprar ganado y para comprar semillas y fertilizantes para el terreno D. cultivo.

Los otros socios se dedican al negocio D. crianza D. cuyes, negocio D. venta D. productos lacteos, negocio D. tienda D. abarrotes, negocio D. venta D. maíz, negocio D. venta D. leña y negocio D. venta D. animales.

Los dos socios que estan adjuntos a la foto grupal se les entrevisto despues porque tenian permiso por motivo D. trabajo.

La socia agradece a quienes forman parte D. este sueño mediante este medio y se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Inmaculada Concepcion De Yungaqui Ii Group's $2,200 loan helped a member to buy livestock and to buy seeds and fertilizer for her land.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 4, 2011
Currency Exchange Loss:
May 15, 2012