Libère is a 34 year old business man who lives in Giheta in the provide of Gitega in the center of Burundi. He has been involved in the buying and selling of food products (oil and dried fish named "ndagala") for the past 7 years, as well as farming. He attend school for six years, until the end of primary school. He is married to Médiatrice and together they have three children who have not yet begun to attend school. He is asking for a loan for 250,000 Burundian francs will allow him to increase his capital in order to purchase large quantities of food products in order to increase his sales. He is a member of the community group "Majambere" and can be seen raising his hand in the photo.
Libère est un commerçant âgé de 34ans qui habite la localité de Giheta de la Province de Gitega au centre du pays. Il fait le commerce de produits alimentaires (huile et poissons secs appelés « ndagala ») depuis 7 ans. Il est aussi cultivateur. Il a fait ses études jusqu'en 6e année primaire. Il est marie a Médiatrice et ont ensemble 3 enfants qui n’ont pas encore commence l’école.
Le crédit Kiva de 250,000 francs burundais qu’il obtient lui permet d’augmenter son capital pour acheter de grandes quantités de produits alimentaires (huile et ndagala) à revendre afin de réaliser de grands bénéfices et accroitre ses économies.
Il est membre du groupe communautaire« Majambere»
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.