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Flor De Tulia Group
In this Group: Cristina, Francisca, Alejandra , Reyna Olga , Claudia Arlena, Alejandrina, Anabel, Florencia, Sandra Olivia
This community bank is called 'Flor de Tulia' and it is made up of the following ladies: Cristina and Alejandrina, who will use their loan to buy rice, oil, eggs, beans, chilis, potatoes, tortillas, vegetables and meat for making food; Francisca, who will buy chemical fertilizers and herbicides for her corn crop; Alejandra and Reyna, who will buy a load of corn; Claudia Arlena, who will buy catalogs and ladies' shoes; and Anabel, Florencia and Sandra, who will buy fertilizers and manure for their tomato and bean crops.

Francisca is 50 years old, married, and has three grown-up children (two daughters and one son). Her business is growing corn. She requested this loan to buy corn seed, fertilizer and herbicides, and to hire machinery for plowing her land and sowing her corn. She will also use part of her money to replace the engine in her truck. Her business is important because it earns her money. She is very proud to be a farmer and she enjoys working in the fields together with her husband and her daughter. She enjoys harvesting her corn, beans or tomatoes which she then sells. She tells us that this business enabled her to build her house and get ahead in life. Her business is popular because in this village everybody works the land, growing tomatoes. The challenge that Francisca faces in her business is the amount she receives for her crops. Sometimes they pay her very little. She uses the profits that she makes to cover her household expenses, to buy pigs and chickens.

Francisca's hopes and dreams are for her children to do well and live happily with their families. The members of this group are very grateful to Kiva and Fundación Realidad for the trust that is being placed in them by giving them these loans which are so good for growing their businesses and supporting their families.
View original language description ↓
Este grupo solidario se llama Flor de Tulia está conformado por las señoras Cristina y Alejandrina van a comprar con su préstamo arroz, aceite, huevo, frijol, chiles, papas, tortillas, verduras y carnes, para la elaboración de comida, la señora francisca va a comprar abono químico, herbicidas para su siembra de maíz, las señoras Alejandra y Reyna van a comprar una carga de maíz, la señora Claudia Arlena va a comprar catálogos y zapatos para dama, las señoras Anabel, Florencia y Sandra van a comprar fertilizantes y abono para su siembra de jitomate, tomate, frijol. La señora Francisca tiene 50 años de edad, ella es casada tiene 3 hijos 2 mujeres y 1 hombre todos mayores de edad, ella siembra maíz, ella solicito su préstamo para comprar semilla de maíz, abono, herbicidas, la renta de maquinaria para barbechar y sembrar el maiz y una parte para cambiar el motor de la camioneta, su negocio es importante porque en este negocio gana dinero, ella está orgullosa de ser campesina que le gusta ir a trabajar al campo junto con su esposo y su hija a ella le gusta cuando cosecha el maíz, frijol, jitomates o tomates lo lleva a vender a la central, ella recuerda que de este negocio levanto su casa y ha podido salir adelante, su negocio es popular porque en este pueblo todos son campesinos siembran el jitomate y tomate, los desafíos que enfrenta el negocios es el costo del producto hay veces que lo pagan muy barato, ella utiliza las ganancias para los gastos de su casa, para comprar cerdos y pollos. Sus sueños y esperanzas son que sus hijos esten bien que vivan contentos con sus familias.
las integrantes del grupo estan muy agradecidas con Kiva y Fundacion Realidad por la confianza al proporcionarles estos creditos tan buenos para crecer los negocios y las familias.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 17
    View loans »
    Mexico Loans Fundraising
  • $18,557,900
    Funds lent in using Kiva
  • 13.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Tulia Group's $2,650 loan helped a member to buy corn seed, fertilizers and herbicides for her corn crop.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 7, 2011
Listed
Nov 4, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012