Toronjil Huazolo Group
Update on Toronjil Huazolo GroupThis group is called “Toronjil Huazolo” and consists of nine members, all of whom are hardworking women full of hopes and dreams. The following women have left the group because their businesses are no longer functioning: Adelfa, Josefina, Ciria, Modesta, Magdalena, and Aurora. Two women have joined the group, Sra. Castula and Sra. Violeta.
One of the members is Sra. Violeta, who sells blouses and traditional gowns. She is 42 years and a single mother. Even though she does not have a husband, Violeta is a strong woman who always gets what she wants. She has been selling clothes for four years. What she enjoys most about her business is that she can make blouses to her taste and put different colors and designs. She also likes using her sewing machine because she has been drawn to this activity ever since she was a young girl. Violeta has a nine-year-old son named José Miguel who is in elementary school. He likes helping his mother with delivering the clothes she has made and collecting payments. One of Violeta’s dreams is to continue learning new things and also be able to make wedding gowns.
She is requesting a loan to buy more materials such as cloth, sewing machine thread (white and other colors), knitting hoops, needles, and elastics for making women’s blouses. What she likes most is using a knitting machine because it is fun and it has allowed her to learn new things.
The other members of the group are:
• María Divina sells blouses and napkins.
• Liliana sells napkins.
• Nacariza sells napkins.
• Camelia sells napkins.
• Margarita sells napkins.
• Acacia sells blouses.
• Modesta sells blouses and napkins.
• Castula sells napkins.
They are grateful to Fundación Realidad for the support that has been given to them so that they can move forward and succeed in life and in their businesses.
La señora que salieron por que su negocio no funciono son: Adelfa, Josefina,Ciria,Modesta,Magdalena y Aurora.
Y entraron dos la señora Castula y la señora Violeta.
Una de las integrantes es la señora Violeta quien se dedica a la venta de blusas y batas típicas ella tiene cuarenta y dos años de edad es madre soltera pero eso no la hace de menos a pesar de que no tiene esposo es una mujer fuerte que siempre logra lo que se propone.
Ella lleva vendiendo ropa desde hace cuatro años lo que mas le gusta de su negocio es que puede hacer las blusas a su gusto y ponerle diferentes colores y modelo, también le gusta mucho coser a maquina desde chica le llamo mucho la atención .
Tiene un hijo de nueve años de edad se llama José Miguel quien va a la primaria le gusta ayudar a su mama ya que va entregar la ropa cuando ya esta hecha y tanbien va a cobrar .
Uno de sus sueños es seguir aprendiendo cosas nuevas y también a prender hacer vestidos de novia de manta y de telas.
Ella pidió el préstamo para comprar mas material como son: Manta, hilo para maquina , blanco y de colores , aros para tejer , agujas y elásticos para poder elaborar blusas para mujeres.
Lo que mas le gusta es tejer a maquina ya que le parece algo divertido y donde puede aprender cosas nuevas.
Las otras integrantes del grupo son:
María Divina- quien se dedica a la venta de blusas y servilletas.
Liliana- quien se dedica a la venta de servilletas.
Narcisa- quien se dedica a la venta de servilletas.
Camelia- quien se dedica a la venta de servilletas.
Margarita – quien se dedica a la venta de servilletas.
Acacia- quien se dedica a la venta de blusas.
Modesta- quien se dedica a la venta de blusas. Servilletas.
Castuela- quien se dedica a la venta de servilletas.
Le dan las gracias a fundación por el apoyo que les ha dado ara salir adelante y triunfar en la vida con sus negocios.
Previous Loan DetailsThis group is named Toronjil Huazolo. The members decided to give it this name because it is the name of their settlement. There are eleven members who have to meet weekly to make their payments. They have a representative and a committee that governs them. This group is located in the city of… More from Toronjil Huazolo Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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