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Dolores Mercedes
Dolores Mercedes owns her own home in the town of Santa Rosa del Peñón and she is currently experiencing some difficulties because she has been affected by natural phenomena and so her home is in a bad state of repair. For this reason, she came to Ceprodel to request a loan with which to buy some building supplies such as cement, sand, etc. She is aware that Ceprodel support this type of person and hopes that this loan will be awarded so that she can start her improvement work on her humble home.
View original language description ↓
La señora Dolores Mercedes tiene su propia vivienda en el municipio de Santa Rosa del Peñón y actualmente está atravesando dificultades porque se ha visto afectada por los fenómenos naturales y por eso su vivienda ha estado en malas condiciones. Por este motivo es que está acudiendo a Ceprodel para solicitar un crédito para la compra de algunos materiales de construcción tales como cemento, arena, entre otros. Está consciente que Ceprodel apoya a este tipo de personas y espera que dicho crédito sea otorgado para así iniciar su obra de mejora en su humilde casa de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Dolores Mercedes to buy cement and sand, and to pay labor costs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 21, 2011
Nov 3, 2011
Currency Exchange Loss:
May 17, 2013