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Heyam is a 43-year-old woman who is married with two sons and four daughters. Her husband is a Palestinian National Authority employee with decent salary.

Heyam wants to change her old home furniture and purchase new items such as: living room seats, dinning room furniture, etc., but the amount of money she has isn't enough to pay, so she needs to take a loan of $1,000 from FATEN.

When Heyam gets the loan, she will be able to purchase new home furniture and improve her family's living conditions. Heyam is a conservative woman, so her husband Adel is photographed instead in a FATEN branch.

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Palestine

  • $4,900
    Average annual income
  • 48
    View loans »
    Palestine Loans Fundraising
  • $11,632,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heyam to purchase new home furniture.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 1, 2011
Nov 8, 2011
Currency Exchange Loss:
Jul 20, 2013