Sevda is an active 49-year-old mother of three. Sevda is engaged in a farming business and cultivates wheat, seasonal fruits and vegetables. She sells her crops in the Agsu central bazaar. Her two sons and daughter always help her to improve their living conditions. The income she earns from this business allows her to take care of her family.
She has a good credit history. Sevda needs to buy seeds and organic fertilizer. Sevda is requesting a loan of 1,300 AZN to help her with this purchase.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.