Arzu, 36, is a smart entrepreneur. She is involved in buying and selling sweets, beverages, cookies and other food at a prestigious city market. She is a very active young woman. She likes providing good service to her customers and is satisfied by it. She sells a wide variety of candy and cookies and her monthly income from selling is 120 AZN. She has about six years of experience in this field.
Arzu is married and has two sons. Her husband helps her in running the business.
Now she has applied for a 1,000 AZN loan in case to purchase more goods and increase her profit.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.