Karomat K. lives in the J.Rasulov region of Tajikistan and she is 41 years old. She is married and has 3 children. She has been a client of MicroInvest since 2007 and she considers herself a reliable client who firmly believes in the MicroInvest loan procedure. Mrs. K. is engaged in the commercial service and trading industry. She has a trade outlet to sell various materials at the flea bazaar and she sells self-cultivated fruits and vegetables at the food bazaar. Mrs. K. has approximately 16 years of business experience and has therefore acquired skills that are necessary to succeed in business. Now Mrs. K. seeks a loan of 4100 TJS ($1,200) to purchase new materials from Chinese suppliers.