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Santos Apolonio
Santos Apolonio works as a security agent in the city of Managua; he’s had this job for three years. He’s single and has four people in his care. He called upon Ceprodel to request a home improvement loan to buy building materials and supplies like metal sheeting and purlines and to pay labor costs to repair the roof that’s in poor shape and to provide his family with better living conditions through this project.
View original language description ↓
En municipio de Managua, el señor Santos Apolonio se ha se desempeña como agente de seguridad y se dedica a esta labor desde hace tres años. Es soltero y con cuatro personas a su cargo.

Actualmente ha acudido a ceprodel con el fin de solicitar un crédito para mejorar la condición de su vivienda en la compra de materiales de construcción, para comprar cinz, perlines y pagar mano de obra, para reparar techo que se encuentra en mal estado por medio de esta obra brindarle mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,065,800
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Santos Apolonio to buy building materials and supplies.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Nov 3, 2011
Currency Exchange Loss:
Mar 15, 2013