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Juan  Jelman
In Managua, Juan Jelman has worked hard as a driver for seven years. He is unmarried and takes care of one other person, who gives him the necessary support to get ahead.

Juan Jelman has come to CEPRODEL to request a loan for improving his home. He will use the loan to buy construction materials like beams and sheet metal to repair his roof, which is in bad shape, and thereby provide his family with better living conditions.
View original language description ↓
En municipio de Managua, el señor Juan Jelman se dedica arduamente a laborar como conductor, dedicándose a esta labor desde hace siete años. Es soltero y tiene una persona a su cargo que le proporciona las condiciones necesarias para que se desarrollen.

El señor Juan Jelman ha acudido a ceprodel con el fin de solicitar un crédito para mejorar la condición de su vivienda en la compra de materiales de construcción tales como perlines, cinz, para poder reparar techo que se encuentra en mal estado, por medio de esta obra brindarle mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $25,079,250
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Juan Jelman to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 3, 2011
Currency Exchange Loss:
Apr 21, 2012