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Gandaria 5 Group
In this Group: Hayati, Annisa, Kanti, Hadi, Asih, Eko*
* not pictured
Hayati is married and a mother of two children. She has been doing laundry for two years. She runs the business from her house. The business is going well. She can help her husband to provide food for the family. Beside laundry, she also sells snacks. This is her first loan with VisionFund Indonesia. With this loan, she wants to buy more laundry soap and fragrances. In the future, she hopes she can have a bigger kiosk so that she can receive more laundry orders. She wants her children to graduate from the University, because she only graduated from high school.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 17
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 8,850.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Gandaria 5 Group's $650 loan helped a member to buy more laundry soap and fragrances.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 21, 2011
Nov 7, 2011
Currency Exchange Loss:
May 15, 2012