Peter is a 25-year-old married man. He describes himself to be ambitious and patient. He operates a grocery store where he sells kale, onions, tomatoes, cabbages and other green vegetables. He has been involved in this business for three years and employs one staff member. His business is located in a busy market and his primary customers are restaurants. He describes his biggest business challenge to be insufficient funds. He will use the KES 20,000 loan to increase his stock of vegetables. His business goal is to grow it into wholesale within five years. He hopes that in the future, he will grow the business and construct a permanent premise where he will be able to run his business smoothly.