Fredick is a Kenyan man married with two children who are 2 and 10 years old. His wife is a housewife. He runs a business making and selling pans, metal boxes and charcoal banners. His business is located downtown of the city. His customers come from within and outside of Nairobi. He says the business is good and the major challenge he has is insufficient funds. He is using his loan of KES 40,000 to add stock of scrap metal to grow his business. His future desire is to own several business. He is determined and hardworking.