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Rosita Marcela
Rosita Marcela is 34 years old. She is single with no children, and lives with her parents and siblings in the Chillanes canton in Bolívar province.

The San José community bank is made up of 21 members. It is located in the parish of San José del Tambo, 60 minutos away from the main office. This bank's members work in short-term agriculture, such as growing corn, plantains, and cocoa.

Rosita works in agriculture growing corn, plantains and cocoa. She makes her purchases and sales in the parish of San José del Tambo. She is requesting the loan to purchase seeds and agricultural supplies such as urea, Matamonte brand herbicide, fertilizers, and weedkiller to keep her crops in good condition.

The loan will be of great help, because she will be able to improve her products' quality. The challenges that she faces most frequently are dealing with intermediaries and pest infestations.

In her free time she likes to enjoy the local festivals.
View original language description ↓
Rosita Marcela tiene 34 años de edad es soltero no tiene hijos vive con los padres y hermanos en el Cantón Chillanes provincia de Bolívar.
LA VRC SAN JOSE, está conformada por 21 socios y socias se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, plátano, cacao.
Rosita se dedica a la agricultura a la siembra de maíz, plátano, cacao las compras y las ventas las realiza en la Parroquia San José del Tambo. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque podrá mejorar la calidad del producto. Los desafíos que se le presenta muy frecuentes son: los intermediarios y las plagas. El sueño es comprar más terreno para tener más producciones.
En los tiempos libres le gusta disfrutar de las festividades de la localidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 87
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosita Marcela to buy seeds and agricultural supplies such as urea, Matamonte brand herbicide, fertilizers and weedkiller.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 7, 2011
Oct 31, 2011
Currency Exchange Loss:
Nov 20, 2012