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Olfa Ligia
Olfa Ligia, 26, is single and has no children. She lives in Chillanes canton in the province of Bolívar.

The San José communal bank has 21 members and is located in the parish of San José del Tambo, 60 minutes from the office. This bank focuses on short-cycle agricultural work growing corn, bananas, and cacao.

Olfa works in agriculture growing corn, bananas, and cacao. She buys and sells in the parish of San José del Tambo.

She is requesting the loan to buy seeds and agricultural supplies such as urea, Mata Monte herbicide, fertilizer, and weed killer to keep the crops in good condition.

The loan will be a big help because she will be able to improve the quality of her products. The frequent challenges she faces are roads and middlemen. Her dream is to have a large farm with a variety of products to sell.

In her free time she likes to listen to music, and she considers herself to be a modest and hardworking worker.
View original language description ↓
Olfa Ligia tiene 26 años de edad es soltera no tiene hijos, vive en el cantón Chillanes provincia de bolívar.
LA VRC SAN JOSE, está conformada por 21 socios y socias se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, plátano, cacao.
Olfa se dedica a la agricultura a la siembra de maíz, plátano, cacao las compras y las ventas las realiza en la Parroquia San José del Tambo. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
El Crédito será de mucha ayuda porque podrá mejorar la calidad del producto. Los desafíos que se le presenta muy frecuentes son: vías de comunicación y los intermediarios. El sueño es tener una finca grande con variedad de productos para venderlos. En los tiempos libres le gusta escuchar música y se considera una mujer humilde y trabajadora.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Olfa Ligia to buy seeds and agricultural supplies such as urea, herbicide, fertilizer, and weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 7, 2011
Oct 31, 2011
Currency Exchange Loss:
Nov 20, 2012