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José Andres
Sr. José is 35 years old and lives with his life companion. They have one child. José has been farming for eight years. His parents taught him and his siblings how to work. He comes from a family with five children, so he knows what it is like to lack many things in life as a result of poverty. Sometimes the only food available to eat was tortillas dipped in whey and salt, but his family was able to adapt and remain happy.


José and his siblings worked over time and all of them have their own homes. He is very happy that he has a family for whom he can provide the necessities for living. José has a cornfield near his house and says he did not lose much during the winter. For this reason, he is requesting a loan from Fundación Campo so that he can harvest corn and beans. He needs to pay workers to help with this activity. José also wants to buy a cow. Part of the milk that it produces will be sold and the rest will be reserved for household consumption.


José plans to plant corn next year, so he will reinvest the income from this year’s sales. He wants to provide for his family’s daily sustenance and buy a larger piece of land so that he can plant a few more crops.

View original language description ↓
El señor José tiene 35 años de edad, vive con su compañera de vida y un hijo.

Él se dedica a la agricultura desde los ocho años de edad, fueron sus padres quienes le enseñaron a trabajar junto con sus hermanos. Él proviene de una familia numerosa son cinco hermanos, los cuales a lo largo de su vida enfrentaron grandes carencias, por la pobreza de ese tiempo, les toco comer con tortilla mojada con suero y sal. Pero que la misma necesidad los hacia conforme y felices.

Poco a poco fueron trabajando y todos sus hermanos tienen sus hogares, y José esta feliz de tener una familia a la cual le brinda lo necesario para subsistir. Él ha sembrado una milpa cerca de su casa y dice que no fue mucho lo que perdió con el invierno, por eso esta solicitando un préstamo a Fundación Campo para la recolección del maíz y fríjol, ya que necesita pagar empleados, para que le ayuden a esa actividad. También quiere comprar una vaca. Una parte de la producción la venderá y el resto lo dejara para consumo de su hogar. José piensa en sembrar la milpa del próximo año con lo que ingrese de la venta del maíz de este año.

José desea brindarle a su familia el sustento diario y comprar un terreno más grande, para sembrar un poco más.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Andres to pay workers to help with harvesting and to purchase a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 28, 2011
Listed
Nov 3, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012