Mahsat J. is 47 years old, she lives in the J.Rasulov region of Tajikistan, she is married, and she has 6 children. Her family has experienced financial problems, so does her best to improve her family's well-being. Therefore, she works extremely hard and trades her goods (beauty supplies and perfumes such as hair dyes/tints, creams, shampoo, soaps, scents, etc.) near the flea bazaar. Now Mrs. J. seeks a loan of 1100 TJS ($325) to purchase additional goods.