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Update on Naema

Naema is a 24-year-old young woman who is married and has one son. Her husband is a Palestinian National Authority employee with a decent salary. To improve his income, he also has a shoe stall and wants to purchase a large quantity of winter shoes to sell. Naema wants to help her husband to purchase a new collection of shoes for the winter season, but she hasn't enough amount of money to pay. So she needs to take a loan of $3,000 from FATEN. When Naema gets the loan, her husband will be able to purchase shoes in bulk for the winter season and have a new collection for sale. This will increase the number of customers and his income and enable him to offer better living conditions to the family. Naema is a conservative woman, so her husband is photographed next to his stall.

Previous Loan Details

Naema is a young housewife and the mother of one son. Her son is one year old. Naema's husband has a mobile stall. He travels about the city of Qalqilia selling various items such as kitchen items, cleaning materials, etc. Naema took out a loan from FATEN so that her husband could purchase goods ... More from Naema's previous loan »

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Palestine

  • $4,900
    Average annual income
  • 31
    View loans »
    Palestine Loans Fundraising
  • $12,408,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Naema to purchase more shoes to sell.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 6, 2011
Currency Exchange Loss:
Jun 15, 2012