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And Jef Group
In this Group: Seynabou, Gnilane, Niabou, Amy, Singhane, Coumba, Nguenar, Amy, Coumba
This group called "And Jef" has been made up of nine members since the creation of the "Banc Villageois" (community bank), based on being good neighbors and living well together.

Madame Nguénar, who is standing on the right in the photo, is the leader of the group. She is married, aged 45, and the mother of 12 children.

She has a small-scale retail business and with her new loan of 50,000 F CFA she intends to buy milk, sugar, soap, and cigarettes for resale.

She has a lot of experience in her business as she has been in it for several years. With her profit, she will pay the registration fees in a health insurance plan for her children.
View original language description ↓
Ce groupe And Jeff est composé de 9 membres depuis la création du Banc Villageois suite au bon voisinage et une bonne cohabitation.

Madame Nguénar debout a droite de la photo est responsable du groupe. Elle est mariée âgé de 45 ans. Elle mariée et mère de 12 enfants .

Elle mène une activité de commerce de détails avec son nouveau prêt de 50000 francs cfa elle compte acheter du lait du sucre du savon de la cigarette destiné a la revente.

Elle dispose d'une bonne expérience dans son activité pour l'avoir mené pendant plusieurs années.

Avec ses bénéfices elle va payer les frais d inscription a une mutuelle de santé pour ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 466.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of And Jef Group's $1,425 loan helped a member to buy sugar, coffee, milk, soap, and cigarettes for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Oct 28, 2011
Nov 21, 2011
Currency Exchange Loss:
May 15, 2012