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Irlanda Marilux
The "20 de Abril" communal bank meets every two weeks in Montecristi canton in Portoviejo province, which is known for its rich pre-colonial culture, and for its handicafts, which are recognized at the national and international level. This is the home of the famous toquilla straw hats (also known as Panama hats).

This is the place where Irlanda lives. She is 59 years old, and is in a common-law relationship. They have three children, three of them adults, and one still living at home. Her husband is a shopkeeper. She is a teacher in the local school, but in addition to this, she also has a business selling clothing and Avon products (beauty products, cosmetics, perfume, and ladies' accessories).

She works every day, since from Monday to Friday she works at the school, and on weekends she sells her products. She sells her products on credit, and collects every two weeks. She also sells in her workplace. She has been doing this for six years, and it's going very well. This loan is to buy perfumes, creams, cosmetics, and clothing of every kind.

This is her third loan cycle with the communal bank, and she likes it because of the unity in the group. Her dream is to have a boutique.
View original language description ↓
EL Banco Comunal 20 De Abril se reúne cada 15 días en el Cantón Montecristi (Portoviejo), conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Irlanda, tiene 59 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos los mismos que ya son mayores de edad, uno de ellos aun vive en su casa. El marido es comerciante.

Ella es maestra en una escuela de la localidad pero adema de esto ella también se dedica al comercio, vede ropa y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días ya que de lunes a viernes trabaja en la escuela y los fines de semana se dedican a vender sus productos, ella deja sus productos a crédito y cobra cada quince días, también vende en su lugar de trabajo. Tiene seis años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa de todo tipo. Este es el tercer ciclo en el Banco Comunal y le gusta porque la unión que hay en el grupo.

Su sueño tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Irlanda Marilux to buy perfumes, creams, cosmetics and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2011
Listed
Oct 31, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012