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Magaly
Magaly is 23 years old and has been in a common-law relationship with Iván, her 25-year-old partner. They have two children who are now 6 and 3 years of age. The four of them live in their own home in their native community of Pucharini. Magaly and Iván have been farming since they have been together. They grow coffee, bananas, citrus fruits, papayas, cassava, and coconuts. In addition, Magaly prepares grilled meats and then sells them in the evenings from the doorstep of her home. When he is not working in the fields, Iván works in highway construction and on other public projects. Due to the distance it takes to get to their land, accessing and transporting their crops can be difficult and result in delays. For this reason, they do not hesitate to hire workers since this is one of the main obstacles of this business. Going forward, Magaly would like to open a business selling bananas in bulk from the local villagers and introducing them into the city of Lima where she can sell them at a higher price. By her calculations, this venture would be profitable.


This would be her fourth loan with MFP once she receives everyone’s support. Magaly promises to complete her payments on time and work hand-in-hand with the organization and her Communal Bank, where she feels supported and trusted. With this loan, Magaly will buy citrus fruit seeds for oranges, tangelos, and lemons. For her parcels of papayas, she will buy five sacks of compost for 700 PEN. The rest of the money will be used to pay for the services of workers.

View original language description ↓
Magaly de 23 años de edad convive hace 9 años con Iván, su pareja de 25 años, con quién tuvo 2 hijos ahora de 6 y 3 años. Los 4 viven en una casa propia en la comunidad nativa de Pucharini. Magaly e Iván se dedican a la agricultura desde que empezaron a convivir, con la siembra de café, plátanos, frutas cítricas, papayas, yucas y cocona. A parte de eso Magaly prepara anticuchos y los vende por las noches en la puerta de su hogar. Por su parte Iván, cuando no está en el campo, trabaja en construcción civil de carreteras y obras públicas. Por la lejanía de sus terrenos, el acceso para llegar sus cosechas, dificulta y demora el traslado de las mismas, por esa razón no dudan al momento de contratar personal, siendo para ellos uno de sus principales obstáculos dentro de su actividad. Más adelante le gustaría abrir un negocio en el que compre plátanos al por mayor de los comuneros de su zona e introducirlos en la ciudad de Lima para venderlos a mayor precio. Haciendo sus cálculos lo considera rentable. Éste sería su préstamo número 4 de MFP, que se concretizará gracias a su ayuda, por su parte Magaly se compromete a pagar puntualmente sus cuotas y trabajar de la mano con la entidad y su banco comunal del que se siente respaldada y confiada.
Con el crédito, Magaly comprará semillas de cítricos como naranjas, tangellos y limones. Para sus parcelas de papayas comprará 5 sacos de abonos con 700 soles, con el dinero restante pagará el servicio de operarios.

About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Magaly to buy citrus fruit seeds, sacks of compost, and to hire workers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 20, 2011
Listed
Oct 30, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012