La Estancia (Cuenca) Group
One of the members of this group is Janeth, 27. She lives with her common-law husband and has conceived two children, ages 6 and 4, who study in a school in the community. Her husband works as a private employee, and the house in which she lives is her own property.
Janeth does whatever job she is given, since there are days when she works in agriculture, plucking chickens or any other job. At home she works raising and selling guinea pigs and chickens.
She has been a member of the communal bank for five years, and with her new loan she will buy guinea pigs to expand her breeding.
Her goal is to have a larger guinea pig shed.
Una de las socias de este grupo es la Señora. Janeth, tiene 27 años, vive en unión libre y ha concebido 2 hijos de 6 y 4 años de edad que están estudiando en una escuelita de la localidad. Su esposo labora como empleado privado, la casa en la que habita es de su propiedad.
Doña Janeth se desempeña en cualquier trabajo que le den ya que hay días que le llaman a trabajar en la agricultura, pelando pollos o cualquier otro trabajo. En su casa se dedica a la cría y venta de cuyes y pollos.
Es socia del banco comunal hace 5 años y su nuevo crédito lo va a invertir en la compra de cuyes para ampliar su criadero.
Su meta es tener un galpón mas grande de cuyes.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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