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Karol Nohemy
Karol is 30 years old and in a common-law-marriage. She lives with her husband and two children in a rural community of Piladeros in the Nueva Frontera municipality, Santa Barbara department.

Her business activity, which generates income for the family, is a small grocery store. She sells basic needs products (rice, beans, wheat and corn flour, and eggs) and hygiene products. She started her business with her own resources. Later, she had the opportunity to manage several loans, This has allowed her to maintain her business and her family.

She considers the main difficulties she faces to be the high prices of food products and the low sales in some seasons of the year.

She has currently requested a loan for 17,000 lempiras to buy food products, hygiene products, and medicines. Her goals are to offer a greater variety of products to her customers, to increase her business, and to save for her children’s future.
View original language description ↓
La señora Karol tiene 30 años, vive en unión libre con su esposo, tiene 2 hijos, reside en una comunidad rural de Piladeros en el Municipio de Nueva Frontera departamento de Santa Barbara.
Su actividad económica que le genera ingresos para su familia, es una pequeña pulpería donde vende productos de la canasta básica (arroz, frijoles, harina de trigo y de maíz, huevos) y productos de higiene.
Su negocio lo inicio con recursos propios y posteriormente ha tenido la oportunidad de administrar varios créditos, lo cual le ha permitido sostener su negocio y su familia.
Considera como principales dificultades por enfrentar, los altos precios de los productos alimenticios y las pocas ventas en algunas temporadas del año.
En la actualidad ha solicitado un préstamo de L.17,000.00 , el que invertirá en la compra de productos alimenticios, productos para el aseo y medicinas.
Su meta es ofrecer más variedad de productos a sus clientes, aumentar su negocio y ahorrar para el futuro de sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 13
    View loans »
    Honduras Loans Fundraising
  • $8,462,475
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Karol Nohemy to buy food products.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 20, 2011
Listed
Nov 2, 2011
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2012