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José Antonio
José, 33, lives with his partner and three children aged 14, 12, and 4 months. He works providing his services as a driver and selling clothing, lotions, and cosmetics together with his partner. They have more than six years of experience in this line of work and learned it from a family member who worked in the clothing industry.They currently have 4 dozen garments including women's blouses, men's shirts, and baby clothing. José has always worked as a driver but today he supports his partner in selling clothing.


José will use the loan to buy clothing for his business including: 5 dozen women's blouses, 5 dozen skirts, 5 dozen men's shirts, 5 dozen pairs of pants, and diapers, socks, caps, etc. for babies. He purchases the merchandise from an area in the eastern zone of the country, 26 miles outside of the city where he lives. In this city one can buy clothing at an affordable price. Also where he lives Sundays are the days for other storekeepers to come from other places to sell clothing.


By buying this clothing, he will be able to have fashionable merchandise and meet the demand that he has at this time, as he currently has clients coming to his home and he has to tell them they have to wait until next week. With this loan he will be able to meet existing demand and thus sell more and increase his income and earning levels. With this income he is planning to purchase windows that can display his clothing, buying furniture to establish a mini bazaar, and improving the roof to his home.

View original language description ↓
José tiene 33 años de edad, vive con su compañera de vida y 3 hijos de 14 años, 12 años y un bebe de 4 meses.

El señor José, se dedica a prestar sus servicios de motorista y al comercio de ropa de vestir, lociones y cosméticos en junto con su compañera de vida, quines tienen más de 6 años de dedicarse ha esta actividad, la cual la aprendió de un familiar que se dedicaba al comercio de ropa.

Actualmente cuentan con 4 docenas de prendas de vestir como: blusa para damas, camisas para caballero y ropa de bebe. El señor José siempre se ha dedicado a prestar sus servios como motorista, hoy en día en apoyo de su compañera de vida a la venta de ropa.

La mercadería la compra en un departamento de la zona oriental del país, que se encuentra ha 26 kilómetros de la ciudad de donde el vive, en esta cuidad se pueden comprar la ropa ha precio cómodos para su comercialización y también donde él vive en el día del comercio que son los domingos, cuando llegan comerciantes de otras zonas ha vender ropa.

José invertirá el préstamo en la compra de ropa, para su comercialización: como lo son, 5 docenas de blusas para damas, 5 docenas de faldas, 5 docenas de camisas para caballeros, 5 docenas de pantalones y para bebe: pañales, mantillas cuturinas calcetines, gorros, entre otros más.

Al comprar toda esta ropa contara con mercadería de moda y abastecerá la demanda que tiene en este momento, ya que llegan clientes a su vivienda donde comercializa y les dice que no tiene hasta la próxima semana. Realizando la inversión él podrá satisfacer la demanda existente y de esta manera venderá más y por ende sus niveles de ingresos o ganancias incrementaran. Con estos ingresos tiene planeado adquirir vitrinas donde pueda mostrar sus prendas de vestir, adquiriendo mobiliario para establecer un mini bazar, mejorar el techo de su vivienda.








Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 813
    View loans »
    El Salvador Loans Fundraising
  • $25,673,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Antonio to buy women's blouses, skirts, men's shirts, pants, diapers, and socks and caps for babies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 28, 2011
Listed
Nov 2, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013