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Imelda Doraliza
Imelda Doraliza is 59, a widow, and has a daughter. She lives with her daughter in Chillanes canton, in Bolívar province. Imelda is a farmer, and grows corn, soy beans and cacao. She carries out her purchases and sales in San José del Tambo, every weekend.

She is applying for the loan in order to buy seeds, fertilizers and agricultural supplies for her crops. With the help of the loan, she will improve the quality of her product. She very often faces challenges, such as competition, and crop pests.

Her dream is to eventually have a large farm to grow what she needs. In her free time she likes to take very good care of her crops.
View original language description ↓
Imelda Doraliza tiene 59 años de edad es viuda tiene una hija vive con la hija en el Cantón Chillanes provincia de Bolívar.

Imelda se dedica a la agricultura, a la siembra de maíz, soya y cacao las compras y las ventas lo realiza en San José del Tambo cada fin de semana.

Solicita el crédito para poder comprar semillas, abonos, fertilizantes, insumos, abonos para los cultivos.
Con la ayuda del préstamo mejorará la calidad del producto, Enfrenta desafíos que son muy frecuentes como la competencia y las plagas a los cultivos.

El sueño es llegar a tener una finca para poder sembrar lo que necesite.
En los tiempos libres le gusta le gusta cuidar mucho de los cultivos

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Imelda Doraliza to buy seeds, fertilizers, and agricultural supplies for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 18, 2011
Listed
Oct 29, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2012