Check out some available loans that are similar to this one!
Victor Manuel
Víctor Manuel, 32, is married and has a son; he lives with his wife and 16-year-old son in Chillanes, Bolívar Province.

The “Vuelve la Esperanza” (Hope Returns) communal bank has 13 members, both men and women, and is located in San José del Tambo Parish sixty minutes from the Office.

Víctor is a corn, soya and cocoa bean farmer. His purchases and his sales take place in San José del Tambo every weekend.

He is asking for the loan to buy seeds, fertilizer, supplies, urea, farm manure and weed killers for the crops.

With help from the loan he will improve and increase production and earn better income.

His dream is to see his son finish his schooling and to buy a house.

In his free time he likes playing volleyball and he enjoys the carnivals.
View original language description ↓
Victor Manuel tiene 32 años de edad es casada tiene un hijo, vive con la esposa y con el hijo de 16 años en Chillanes Provincia de Bolívar.
La VRC Vuelve la Esperanza está conformada por 13 socios y socias, está ubicada en la Parroquia San José del Tambo a 60 minutos de la Oficina.
Victor se dedica a la agricultura, a la siembra de maíz, soya y cacao las compras y las ventas lo realiza en San José del Tambo cada fin de semana.
Solicita el crédito para la compra de semillas, fertilizantes, insumos, urea, abonos agrícolas, líquidos para la maleza para los cultivos.
Con la ayuda del crédito mejorara y aumentará la producción para obtener mejores ingresos.
El sueño es que el hijo se eduque y comprar una casa.
En los tiempos libres le gusta jugar vóley y disfrutar del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Victor Manuel to buy seeds and farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 18, 2011
Oct 29, 2011
Currency Exchange Loss:
Nov 20, 2012