Mercy Susana is 34 years old. She is unmarried and has no children. She lives with her parents in Chillanes canton, in Bolivar province. Mercy Susana works in farming, growing corn, soy beans, and cacao. She makes purchases and sells her produce in San José del Tambo each weekend. She is requesting the loan to purchase seeds, compost, fertilizer, supplies, and manure for the crops. This loan will help her improve the quality of her produce. The most frequent challenges she faces are competition and blight. Her dream is to buy a house where she can live peacefully with her family. In her free time, she enjoys the carnival festivities.
Mercy Susana tiene 34 años de edad es soltero no tiene hijos vive con los padres en Chillanes provincia de Bolívar.
Mercy se dedica a la agricultura, a la siembra de maíz, soya y cacao las compras y las ventas lo realiza en San José del Tambo cada fin de semana.
Solicita el crédito para poder comprar semillas, abonos, fertilizantes, insumos, abonos para los cultivos.
Con la ayuda del préstamo mejorará la calidad del producto, Enfrenta desafíos que son muy frecuentes como la competencia y las plagas a los cultivos.
El sueño es llegar a comprar una casa para vivir tranquila con la familia.
En los tiempos libres le gusta disfrutar de las festividades del carnaval.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!