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Washintong Joffre
Washington Joffre, 31, is in a common law relationship and has two children. He lives with his wife and children who are 10 and 6 years old in Chillanes Canton, Bolívar Province.

The “Monte de los Olivos” communal bank is located in San José del Tambo Parish sixty minutes from this office; it has 14 members, both men and women. This communal bank’s members are short cycle corn, orange and cocoa bean farmers.

Washington is a corn, orange and cocoa bean farmer. His sales and his purchases take place in Chillanes Canton. He’s asking for the loan to buy seeds and farming supplies like urea, Matamonte [herbicide], fertilizer and weed killer to maintain his crops in good condition.

The loan will be very helpful because it will improve his quality of life. The challenges he faces are very frequent: competition and pests. His dream is that his children complete their schooling. In his free time he likes to enjoy the local festivities.
View original language description ↓
Washington Jofree tiene 31 años de edad vive en unión libre tiene dos hijos, vive con la esposa y con los hijos de 10 y 6 años de edad en Chillanes Provincia de Bolívar.

LA VRC MONTE DE LOS OLIVOS, se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina conformada por 14 socios y socias. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, naranja y cacao.

Washington se dedica a la agricultura a la siembra de maíz, naranja y cacao las compras y las ventas las realiza en el Cantón Chillanes. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

El Crédito será de mucha ayuda porque podrá mejorar la calidad de vida. Los desafíos que se le presenta muy frecuentes son: la competencia y las plagas. El sueño es que los hijos culminen los estudios.
En los tiempos libres le gusta disfrutar de las festividades de la localidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Washintong Joffre to buy seeds and farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2011
Oct 29, 2011
Currency Exchange Loss:
Dec 19, 2012