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Elsia Rosario
Elsia Rosario, 27, is single and has a son. She lives with her one-year-old son in Chillanes Canton, Bolívar Province.

The “Monte de los Olivos” communal bank is located in San José del Tambo Parish sixty minutes from this office; it has 14 members, both men and women. This communal bank’s members are short cycle corn, orange and cocoa bean farmers.

Elsia is a corn, orange and cocoa bean farmer. Her sales and her purchases take place in Chillanes Canton. She’s asking for the loan to buy seeds and farming supplies like urea, Matamonte [herbicide], fertilizer and weed killer to maintain her crops in good condition.

The loan will be very helpful because it will improve her quality of life. The challenges she faces are very frequent: competition and pests. Her dream is that her son becomes a professional. In her free time she enjoys listening to music.
View original language description ↓
Elsia Rosario tiene 27 años de edad es soltero tiene un hijo, vive con el hijo de un año en el Cantón Chillanes provincia de bolívar.

LA VRC MONTE DE LOS OLIVOS, se encuentra ubicada en la parroquia San José del Tambo a 60 minutos de la oficina conformada por 14 socios y socias. Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, naranja y cacao.

Elsia se dedica a la agricultura a la siembra de maíz, naranja y cacao las compras y las ventas las realiza en el Cantón Chillanes. Solicita el Crédito para comprar semillas, insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.

El Crédito será de mucha ayuda porque podrá mejorar la calidad de vida. Los desafíos que se le presenta muy frecuentes son: la competencia y las plagas. El sueño es que el hijo sea profesional.

En los tiempos libres le gusta Escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elsia Rosario to buy seeds and farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 26, 2011
Listed
Oct 29, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2012