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Tubumwe Mubikorwa/rsz Group
In this Group: Razaro, Flugence, Bernardin, Valerien, Théoneste, Anastase, Jean
Jean is part of the Tubumwe mu Bikorwa group. The group's name means "Let us act as one person".

He is 54 years old and is married with six children aged two to ten years, including four who attend school. Other than his children he has three people under his care. His own level of education has been five years of primary school.

John is a rice farmer. This is his second loan cycle with ACB. He will use his credit to buy fertilizer for his rice farming activity.

His strategy for growing his business is to used selected seedlings. In coming years, John would like to become the supplier of rice in the region. With his profits, he plans to take care of his children's educational and other needs.
View original language description ↓
Jean fait partie du groupe Tubumwe mu Bikorwa. Le nom du groupe signifie «Let us acting as one Person». Il a 54 ans et il est marié avec 6 enfants de 2 à 10 ans, dont 4 scolarisés, il a 3 personnes en charge autre que ses enfants. Son niveau d’éducation est de 5 ans de primaire.

Jean est cultivateur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est de faire les semences sélectionnée. Dans les prochaines années, Jean voudrait être le fournisseur du riz dans sa région. Avec les profits, il prévoit d’éduquer et soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 59
    View loans »
    Rwanda Loans Fundraising
  • $15,325,525
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tubumwe Mubikorwa/rsz Group's $1,625 loan helped a member buy fertilizer for his rice farming activity.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 21, 2011
Nov 5, 2011
Currency Exchange Loss:
Apr 15, 2012